The two faces of tirzepatide: Mounjaro and Zepbound
Tirzepatide is the active ingredient in two separate brand-name medications manufactured by Eli Lilly: Mounjaro and Zepbound.
- Mounjaro: This version is FDA-approved for the treatment of type 2 diabetes. While it has been prescribed off-label for weight loss, insurance coverage for this use is often limited.
- Zepbound: This medication is FDA-approved for chronic weight management in adults with obesity or those with a weight-related health condition. Insurance coverage can differ from Mounjaro and varies widely by provider and plan.
Comparing pricing options for a 5mg tirzepatide injection
Understanding the cost of a 5mg tirzepatide injection depends heavily on how it is obtained. The highest prices are typically the list price for the convenient pre-filled pens, which are sold via traditional pharmacies. However, manufacturer programs and insurance coverage can significantly alter the final price for the patient.
Without insurance: High retail cost vs. discounted vials
For those without insurance coverage, the out-of-pocket cost for a standard prescription can be a significant financial burden. A month's supply of tirzepatide pens (regardless of dosage) can have a retail price well over $1,000.
However, Eli Lilly has introduced a more affordable option for self-pay patients, particularly for Zepbound, through its LillyDirect Self Pay Pharmacy Solutions. This program offers single-dose vials at a much lower monthly cash price than the pre-filled pens. As of May 2025, the 5mg Zepbound single-dose vial is listed for $499 for a four-week supply. It is crucial to note that this option requires the patient to use a separate syringe and needle for administration and is only available for direct purchase through the LillyDirect platform.
With insurance: The impact of coverage and savings cards
The cost with commercial insurance is highly variable. The final price depends on whether the medication is covered by your plan, the copay, and the deductible.
- With Coverage: If your commercial insurance plan covers either Mounjaro or Zepbound, a manufacturer's savings card could lower your out-of-pocket costs to as little as $25 for a one- or three-month supply.
- Without Coverage: If you have commercial insurance but the plan does not cover the medication, manufacturer programs may still offer some savings, though the final price will be higher.
- Government-funded plans: Patients with government-funded insurance, such as Medicare or Medicaid, are generally not eligible for the manufacturer savings card programs. Weight loss drugs are typically not covered by Medicare, though this may evolve.
Ways to save on your tirzepatide prescription
Beyond insurance and manufacturer programs, several other strategies can help lower the cost of tirzepatide.
- Compare Pharmacies: Prices for the same medication can differ significantly between pharmacies. Websites and apps like GoodRx and SingleCare can help you compare prices at local or online pharmacies.
- Pharmacy Discount Cards: These services offer coupons that can reduce the retail cost of a prescription, potentially offering a better price than some insurance plans without manufacturer savings. However, these cannot be combined with insurance benefits.
- Telehealth Services: Some telehealth platforms may offer services that include a consultation and prescription, with potential ties to direct-to-consumer pharmacy options or discount programs.
Pricing comparison table
Scenario | Brand Name | Format | Estimated Monthly Cost | Details |
---|---|---|---|---|
Without Insurance (Retail) | Mounjaro or Zepbound | Prefilled Pens | ~$1,000–$1,300+ | High list price without any savings program. |
Without Insurance (LillyDirect) | Zepbound | Single-Dose Vials | $499 | Special self-pay option for vials through the manufacturer. |
With Commercial Insurance (Covered) | Mounjaro or Zepbound | Prefilled Pens | As low as $25 | With a manufacturer's savings card and coverage. |
With Commercial Insurance (Not Covered) | Mounjaro or Zepbound | Prefilled Pens | Varies (Up to $469 off list price for Zepbound) | With a manufacturer's savings card for non-covered plans. |
Conclusion
For a patient requiring a tirzepatide 5mg injection, the final price is not fixed but is the result of several interacting factors. The most affordable options generally involve having commercial insurance that covers the medication and utilizing a manufacturer's savings card. For those without insurance, the LillyDirect single-dose vial program for Zepbound provides a significantly more accessible cash price compared to the retail cost of the standard pens. It is critical for individuals to investigate their specific insurance plan and research all available savings opportunities. A discussion with your healthcare provider about which brand is prescribed and how it's classified (diabetes vs. weight loss) can also inform the best strategy for managing costs.
For more detailed information on manufacturer savings programs and eligibility requirements, you can visit the official LillyDirect website. https://lillydirect.lilly.com/pharmacy/