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Understanding Your Options: How much does progesterone cost?

4 min read

Without insurance, the average retail cost of progesterone can be substantial, with a supply of 90 generic 100 mg capsules costing around $422 [1.2.1]. This guide explains how much does progesterone cost and the variables that affect its price.

Quick Summary

The cost of progesterone varies widely based on form (pills, creams, injections), dosage, and insurance. Generic options are significantly cheaper than brand names, and prescription discount cards can offer major savings.

Key Points

  • Cost Varies Widely: Progesterone cost depends on form (pill, cream, injection), dosage, and whether it's brand-name or generic [1.4.1].

  • Generic is Cheaper: Generic progesterone is significantly less expensive than its brand-name counterpart, Prometrium [1.2.1].

  • Insurance Coverage: Most insurance and Medicare plans cover generic progesterone, but coverage details and out-of-pocket costs vary [1.8.1, 1.8.2].

  • Formulations Affect Price: Oral pills are often the most affordable, while specialized vaginal inserts or injections can be more expensive [1.5.1].

  • Discount Cards Offer Savings: Services like SingleCare and GoodRx can reduce the cash price of progesterone by up to 80% [1.2.1].

  • Pharmacy Choice Matters: Prices for the same prescription can differ between pharmacies, so it pays to compare [1.4.1].

  • Key Uses: Progesterone is used for hormone replacement therapy, regulating menstrual cycles, and supporting pregnancy, especially in fertility treatments [1.6.2, 1.6.5].

In This Article

What is Progesterone and Why is it Prescribed?

Progesterone is a crucial hormone in the female reproductive system, primarily responsible for preparing the uterine lining (endometrium) for a fertilized egg to implant and grow [1.6.3]. Produced by the corpus luteum after ovulation, its main role is to sustain the early stages of pregnancy [1.6.3]. Beyond pregnancy, progesterone also helps regulate the menstrual cycle, supports thyroid function, and can improve mood [1.6.3].

Healthcare providers prescribe progesterone for various reasons. It's a key component in hormone replacement therapy (HRT) for postmenopausal women, often prescribed alongside estrogen to prevent the thickening of the uterine lining, which can increase cancer risk [1.6.2, 1.6.4]. It is also used to treat amenorrhea (the unusual stopping of menstrual periods) and other menstrual irregularities caused by hormone imbalances [1.6.2]. Additionally, progesterone is vital in Assisted Reproductive Technology (ART) treatments, such as IVF, to support embryo implantation and early pregnancy [1.6.5]. Synthetic versions of progesterone, known as progestins, are also used in birth control methods [1.6.3].

Factors Influencing Progesterone Costs

Several key factors determine the final price a patient pays for progesterone. Understanding these can help in navigating and managing the expense.

  • Brand Name vs. Generic: This is one of the most significant price drivers. The brand-name version, Prometrium, can cost substantially more than its generic counterpart. For instance, 90 capsules of 100 mg brand-name Prometrium can have a retail price of $1,820, while the generic version is around $422 [1.2.1].
  • Form of Medication: Progesterone is available in multiple forms, each with a different price point. These include oral capsules, vaginal suppositories, topical creams and gels, and injections [1.6.5]. Costs can range from under $50 for some generic capsules or creams to several hundred dollars for specific brand-name vaginal inserts like Crinone or Endometrin [1.3.4].
  • Dosage and Quantity: The strength of the medication (e.g., 100mg vs. 200mg) and the quantity prescribed (e.g., a 30-day vs. a 90-day supply) directly impact the total cost [1.2.1]. Often, purchasing a larger quantity can reduce the per-unit price [1.7.2].
  • Insurance Coverage: Whether or not progesterone is covered by an insurance plan is a major variable. Most Medicare and private insurance plans cover generic progesterone, especially for FDA-approved indications [1.8.1, 1.8.2]. However, coverage can vary, and some plans may have specific restrictions or exclusions, particularly for fertility treatments [1.8.5]. The patient's co-pay, deductible, and coverage stage (like the Medicare donut hole) will also affect the out-of-pocket expense [1.8.3].
  • Pharmacy Choice: Retail prices for the same prescription can vary significantly from one pharmacy to another [1.4.1]. Comparing prices between local pharmacies, big-box stores, and online pharmacies is a wise strategy [1.7.2].

Progesterone Cost Comparison: Formulation Matters

The way progesterone is administered plays a large role in its overall cost. Prices below reflect typical out-of-pocket costs without insurance, which can be significantly lower with insurance or discount cards.

Formulation Common Use Average Cost (Without Insurance) Key Considerations
Oral Capsules HRT, Menstrual Irregularities $30 - $100+ for a 30-day supply of generic [1.2.3, 1.5.1]. Brand name (Prometrium) can be over $1,800 for 90 capsules [1.2.1]. Widely available and often covered by insurance [1.8.2]. Contains peanut oil, which is an allergen for some [1.3.2].
Vaginal Suppositories/Gels Fertility Treatments (IVF), HRT $200 - $450+ for brand names like Endometrin or Crinone [1.3.4]. Generic suppositories can be around $40-$60 [1.3.2, 1.3.3]. Delivers progesterone directly to the uterus [1.6.5]. Some brands do not have generic equivalents [1.3.2].
Injections Fertility Treatments, Preterm Labor Prevention ~$30 - $150+ per vial, depending on concentration and brand [1.2.6, 1.5.1]. Often used in fertility contexts for strong support [1.6.5]. Can be one of the more expensive options, especially over a full treatment course [1.5.2].
Topical Creams/Gels HRT $40 - $200+ for a 30-day supply, depending on if it's generic, brand, or compounded [1.3.2, 1.3.3]. Absorbed through the skin. Good alternative for those who cannot take oral pills [1.3.2]. Compounded versions have variable pricing [1.9.1].

How to Save Money on Progesterone

Given the potential for high costs, several strategies can help make progesterone more affordable:

  1. Opt for Generic: Always ask your doctor or pharmacist if a generic version is available and appropriate for your condition. This is often the single most effective way to lower the cost [1.7.2]. The price difference can be dramatic, with generic progesterone costing a fraction of the brand-name price [1.2.1].
  2. Use Prescription Discount Cards: Services like GoodRx and SingleCare are free to use and can offer significant savings, sometimes lowering the price by up to 80% or more [1.2.1, 1.4.6]. These coupons are widely accepted at major pharmacies [1.2.2].
  3. Compare Pharmacy Prices: Don't fill your prescription at the first pharmacy you check. Use online tools or call different pharmacies to compare their cash prices for your specific prescription [1.7.2].
  4. Check Your Insurance Formulary: Before getting a prescription, check your insurance plan's drug list (formulary) to see which forms of progesterone are covered and at what tier. Progesterone is often a Tier 2 drug, which typically means a lower co-pay [1.8.3].
  5. Look into Patient Assistance Programs (PAPs): Some pharmaceutical companies offer PAPs that provide medication at a discounted rate or for free to eligible low-income or uninsured patients [1.7.5]. Your doctor's office or the drug manufacturer's website are good places to look for this information [1.4.1].
  6. Buy in Larger Quantities: If you will be on progesterone long-term, ask your doctor for a 90-day prescription. The cost per pill is often lower when buying in bulk [1.7.2].

Conclusion

The question of 'how much does progesterone cost?' has a complex answer that depends on a multitude of factors, from the specific formulation and dosage to your insurance plan and choice of pharmacy. While the retail price, especially for brand-name versions, can be high, there are numerous pathways to making this essential medication more affordable. By choosing generic options, utilizing prescription discount services, and having an open conversation with your healthcare provider about cost, you can effectively manage the expense while getting the treatment you need. Always verify your insurance coverage and compare prices to ensure you are not overpaying for your prescription. For more information on saving money on prescriptions, you can visit SingleCare.

Frequently Asked Questions

Without insurance, a 90-day supply of 100 mg generic progesterone capsules costs approximately $422. The brand-name version, Prometrium, can cost over $1,800 for the same amount [1.2.1].

Yes, most health insurance plans and about 93% of Medicare prescription drug plans cover generic progesterone [1.8.1, 1.8.2]. However, your specific out-of-pocket cost will depend on your plan's deductible, co-pay, and formulary.

Generally, generic oral progesterone capsules are one of the most affordable forms, with some discount programs offering prices as low as $29 for a supply [1.3.4]. Prices for creams, injections, and suppositories can vary but are often higher [1.5.1].

To save money, ask for the generic version, use a prescription discount card from a service like GoodRx or SingleCare, compare prices at different pharmacies, and ask your doctor about prescribing a 90-day supply, which may be cheaper per unit [1.7.2, 1.2.1].

Progesterone is the natural hormone produced by the body, while progestin is a synthetic version of the hormone [1.6.3, 1.6.5]. Both are used in medical treatments like hormone therapy and contraception, but their chemical structures differ.

The brand-name drug (Prometrium) has a higher cost that reflects the initial research, development, and marketing expenses of the manufacturer. Generic versions can be produced for less once the brand's patent expires, leading to significant price reductions for consumers [1.2.1].

The cost of compounded bioidentical progesterone creams can range from approximately $60 to $250 per month, depending on the specific ingredients, dosage, and pharmacy preparing it [1.9.1]. This may or may not be covered by insurance.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice.